Credit Repair Strategy #2 is to remove Bankruptcies and Other Public Records from your credit report.

To remove these items from their credit reports, many people write letters to the Credit Bureaus stating that “the accounts do not belong to them”or dispute specific information on the bankruptcy or other public record line item that is displayed in their credit report.

Why is the strategy often successful???

Courthouses do NOT report to Credit Bureaus. The Credit Bureaus get their information from a third party.

When you dispute a bankruptcy and the Credit Bureau responds to you that they’ve verified it as “accurate” you can then demand that the Credit Bureau provide written proof of it’s accuracy. Since the Court Houses don’t provide information to Credit Bureaus, the accuracy of the account is going to be real hard for the Bureaus to proove.

Here’s a secret strategy that some people use to repair their credit scores. They the Credit Bureau a dispute letter. Then if they think the Credit Bureaus are going to actually go directly to the court Court records, they pay an attorney to go down to the court house and “check out” the file for 30 days…so the credit bureaus can’t find it.

…that’s today’s credit repair strategy and secret. We are happy to help you and your family improve your credit score. Thanks for listening and Have a wonderful day.

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