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The Credit Repair program of Credit Justice Services raised our score from 590 to 690 in 60 days. The interest rate on our $300,000 loan dropped from 6.75% to 5.75% saving us over $53,000 in interest payments. If you are buying a home, getting a mortgage, or looking for a loan, call Credit Justice Services first. The credit repair experts are friendly and smart.

Susan Thompson, Quincy, FL
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Credit Repair Strategy - Accounts with Good Companies

Credit Repair Strategy #4 is to only have credit accounts with Reputable Companies.

Companies like Capital One, Providian -  those that you see advertised on late night TV and those that have teaser rates will suppress your credit score.

Why?

Because the Credit Bureaus know that people with these accounts are more risky.  If these types of accounts are on your credit report your credit score will suffer, and you’ll pay higher interest rates for everything. 

Only get accounts with reputable financial institutions.

Make sure to pay them in full every month, on time and only use about 30% of the credit limit. That’s a great way to increase your credit score.

If you have any questions about this strategy, give us a call. We would be happy to help you repair your credit. Have a wonderful day.

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