Credit Repair Strategy  #9 - Do NOT use a PO Box when applying for Credit.

PO Boxes, Mail Drop boxes indicate higher credit risk. You look less stable and will have a lower credit score with the credit bureas if you have a PO box rather than a physical street address. Of course, people who are NOT credit risks have PO Boxes and Mail Drop boxes for legitimate reasons like protecting their privacy and themselves from identity theft…but the credit bureaus don’t care.

If you think getting a box at Mail Boxes Etc which has a physical address…can get around this, you’d be wrong. The Bureaus have a list of almost every single Mail box drop location in the country.

They will flag you as more credit risky and your credit score will be lower on all three credit reports from the major credit bureaus!

While we can’t provide you a physical address, we’d be happy to talk to you about repairing your credit score.

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