We routinely analyze the statistics of our results to determine how effective we are in removing Late Payments, Collection Accounts, Bankruptcies, Judgements, Foreclosures, Student Loans, and other negative information.

Average FICO score increase in 75 days: 50 - 100 points

Breakdown of Deletion Rates by Account Type
Here is the statistical breakdown item by item of our chances of being able to remove your item based on past experience. Remember, just because we have been able to remove an item in the past, by no means guarantees we will remove your negative item.

Bankruptcy
Discharged - 80% chance of removal
Dismissed - More than 2 years from Date Filed - 30% chance
Dismissed - Less than 2 years from Date Filed - 50% chance

Public Record (Tax Liens & Judgments)
Paid or Settled - 80% chance of removal
Not Paid - Great than 2 years from Date Filed - 50% chance
Not Paid - Less than 2 years from Date Filed - 30% chance

Note: Tax Liens have NO statute of limitations and will remain on report forever unless removed. Judgments can be place on credit reports for 10 years and then replaced for another 10 years.

Collections
Paid or Settled - 80% chance of removal
Greater than 2 years from Date of Last Activity - 70% chance
Greater than 1 year from Date of Last Activity - 50% chance
Less than 1 year from Date of Last Activity - 30% chance

Late Payments and other Negative Information
Mortgages, Credit Cards, Car Payments, Department Store, Student Loans
Paid or Settled - 80% chance
Greater than 2 years from Date of Last Activity - 70% chance
Greater than 1 year from Date of Last Activity - 50% chance
Less than 1 year from Date of Last Activity - 30% chance

Before and After Credit Scores
TransUnion: Increase from 632 to 716
Experian: Increase from 600 to 691
Equifax: Increase from 599 to 701
TransUnion (spouse): Increase from 604 to 726
Experian (spouse): Increase from 640 to 662.

Example: Special Credit Repair Summary Report